Wondering how much Bitcoin you need to retire? This calculator helps you estimate the amount of BTC you should accumulate today in order to achieve your desired annual retirement income in the future.

Bitcoin Retirement Calculator

Here’s how it works:

  • You enter your desired yearly income in USD, years until retirement, and current BTC price.
  • The calculator uses your input along with the assumed Bitcoin growth rate (CAGR) to project the future price of Bitcoin.
  • It also accounts for inflation, adjusting your income goal to reflect purchasing power in the future.
  • Using the popular 4% withdrawal rule (or your own custom rate), it calculates the size of the BTC portfolio you'd need at retirement—and then works backward to determine how much BTC you'd need to hold today to get there.

Use this tool to plan long-term and see if your current Bitcoin strategy aligns with your retirement goals!